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#280403 - 11/26/04 04:43 PM Free Credit Report
straw Offline
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straw
Joined: Nov 2002
Posts: 9,121
My local paper had an article yesterday stating that free credit reports will be available next week (AZ) and credit score access will be offered, for a small fee.

I have looked through the Act and I cannot find the relevant section. Does anyone have the cite handy? Thanks.

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#280404 - 11/26/04 05:17 PM Re: Free Credit Report
1 Peter 5:7 Offline
Diamond Poster
1 Peter 5:7
Joined: Jun 2001
Posts: 1,339
TX
Section 211.
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Opinions are mine not my employer's, and should not be taken as legal advice.

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#280405 - 11/26/04 05:28 PM Re: Free Credit Report
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,568
Bloomington, IN
The free reports are being rolled out is segments. The following map gives the time frame for each sections of the country.

Free Credit Report Map
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The opinions expressed are mine and they are not to be taken as legal advice.

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#280406 - 11/26/04 05:48 PM Re: Free Credit Report
Anonymous
Unregistered

There is also an article out today on MSNBC.com that discusses this. It is titled: "Free credit report details announced". This may also be useful for you.

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#280407 - 12/01/04 03:16 PM Re: Free Credit Report
Reads Regs Offline
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Joined: Nov 2004
Posts: 2,310
The FTC has published information for consumers about the right to obtain free annual credit reports. Here's a link to this information. http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm

It indicates a toll free number that consumers can call and it provides a web site address that consumers can use. The toll free phone number is 1-877-322-8228. The web site address is www.annualcreditreport.com

Consumers living in the listed Western states can start ordering today. Other parts of the country will phase in between now and 9/1/05. See the link to the map in dpersfull's post above.
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Opinions expressed are my own and not necessarily those of my employer. They are not legal advice.

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#280408 - 12/01/04 04:56 PM Re: Free Credit Report
Dan Persfull Offline
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Dan Persfull
Joined: Aug 2002
Posts: 47,568
Bloomington, IN
Can anyone access the Web site? I keep getting service not available - click here if you wish to register the domain site.
_________________________
The opinions expressed are mine and they are not to be taken as legal advice.

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#280409 - 12/01/04 05:07 PM Re: Free Credit Report
RebekahL CRCM Offline
Platinum Poster
RebekahL CRCM
Joined: Feb 2003
Posts: 875
Big Sky Country
Dan, are you clicking the the link above, or typing the address into your browser? I've found that they do not allow weblinking to their site, so clicking the link won't work. When I type www.annualcreditreport.com in my browser, it comes up fine.

However, I imagine they are receiving a ton of traffic today, so maybe that is part of the problem?
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Me, Type A? Maybe - I'm not done analyzing it yet.

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#280410 - 12/01/04 05:15 PM Re: Free Credit Report
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,568
Bloomington, IN
I get the following whether I click the link or type in the link:

We can't find "www.annualcreditreport.com"

You can try again by typing the URL in the address bar above.
Or, search the Web:

Go to MSN Search to see complete results for "www.annualcreditreport.com".

Popular Searches



Check availability or register the domain name 'www.annualcreditreport.com'.
_________________________
The opinions expressed are mine and they are not to be taken as legal advice.

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#280411 - 12/01/04 05:39 PM Re: Free Credit Report
Reads Regs Offline
Diamond Poster
Joined: Nov 2004
Posts: 2,310
I just typed the web site address in my web browser and was able to access the site with no problem. I had to click on an Internet Explorer window that let me know I was about to access a secure site and then the web page appeared. A slightly different URL address was then displayed. Here is the URL address that appeared. https://www.annualcreditreport.com/cra/index.jsp

Don't click on this link because you'll get a security message that says they won't let you access the site that way.
Last edited by Reg. reader; 12/01/04 05:46 PM.
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#280412 - 12/01/04 05:43 PM Re: Free Credit Report
Truffle Royale Offline

10K Club
Joined: Jul 2003
Posts: 17,403
I get caught in a google doloop whether I try to type or link. Guess I just can't get there from here!

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#280413 - 12/01/04 05:49 PM Re: Free Credit Report
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,568
Bloomington, IN
Reg. Reader, I get the same message, but thanks anyways.



Is it possible these addresses are somehow blocked for inquiries outside the "western" region until the implementation date of your region? IN is scheduled for 3/05. I don't see how this could be done, but guess it would be possible.
_________________________
The opinions expressed are mine and they are not to be taken as legal advice.

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#280414 - 12/01/04 05:54 PM Re: Free Credit Report
Becker Offline
Member
Joined: Dec 2002
Posts: 98
Iowa
I had no problem getting in when I typed it in and we aren't scheduled until 3/05 either, so I don't think that's the problem.

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#280415 - 12/01/04 05:55 PM Re: Free Credit Report
Angel Eyes Offline
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Angel Eyes
Joined: May 2001
Posts: 4,599
Dan I can access it and I am in the Midwest. Could it be an access issue from your IT side?

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#280416 - 12/01/04 05:59 PM Re: Free Credit Report
Queen Mum Offline
Power Poster
Queen Mum
Joined: Mar 2001
Posts: 3,920
OK
I can access it by typing in the address and we are not scheduled until 6/05.

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#280417 - 12/01/04 06:10 PM Re: Free Credit Report
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,568
Bloomington, IN
Must be me then. I'll send the address to my IT person and see if it's a problem from our end. Thanks.
_________________________
The opinions expressed are mine and they are not to be taken as legal advice.

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#280418 - 12/01/04 06:23 PM Re: Free Credit Report
waldensouth Offline
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waldensouth
Joined: Nov 2001
Posts: 7,985
FINALLY ABOVE the gnat line
I accessed it easily yesterday, but am getting the same message Dan gets today.
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- Frederick Douglass




My Opinion Only.

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#280419 - 12/01/04 06:32 PM Re: Free Credit Report
HMS Pippii Offline
Diamond Poster
HMS Pippii
Joined: Apr 2003
Posts: 1,636
snorkeling in warm, clear wate...
I had one of our New Mexico employees access the site about an hour ago and she was able to pull her report, no problem. I can get to it from Kansas, but the server is pulling a lot of traffic - I got in once and got told to try back later a couple of times.
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CRCM|CAMS

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#280420 - 12/01/04 06:36 PM Re: Free Credit Report
Anonymous
Unregistered

I'm in Louisiana and got in quickly on the first try by typing the link.

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