Cris, RESPA defines Table Funding in §3500.2 as:
"Table funding means a settlement at which a loan is funded by a contemporaneous advance of loan funds and an assignment of the loan to the person advancing the funds. A table-funded transaction is not a secondary market transaction (see §3500.5(b)(7))."
It does not sound like there is a contemporaneous assignment in your situtation. The fact that you have purchased a committment to deliver loans does not mean that a particular loan must be delivered, only that a $ must be delivered.
Al Miller, CRCM
Opinions expressed are my own and not necessarily shared by my employer.