Are we required to disclose, at account opening, if we image checks for customers? If so, in your opinion where is the best place to do this, terms and conditions? Lastly, if it is required, anyone have sample language so I don't have to reinvent the wheel? Thanks in advance.

Bump? Anyone? I'm not asking about SC or Check 21 disclosure in case I didn't make myself clear. This is a straight imaging related question. Tx.

We do image statements and we only state an easy-to-balance statement that includes images of all your checks. Statements are pre-drilled to fit conveniently into a three ring binder. This is in our marketing brochures but nothing on our deposit agreement except the normal statement requirements. We have been an image bank since 1994.

We do not offer any "actual check" return statements so we never had any issues with our actions at this time. When we converted to image statements then our existing customer base was sent a letter about the change to their statements.