The Unfair (thanks, Andy!) and Deceptive rules typically apply to consumer accounts only (at least in most states). I know of several banks that offer free business accounts with activity charges that kick in at 100 or 200 items. Some include the count of deposited items in that "trip" of fees.
Generally, as long as you state the exceptions (even in the fine print), and do this only with business accounts, you should be OK.
Last edited by John Burnett; 01/24/05 04:02 PM.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8