A little further clarification. The Fair Housing Act governs discrimination in all aspects of providing housing. This includes lending for housing, but also prohibits illegal discrimination in things like renting houses, selling houses, etc.
The Equal Credit Opportunity Act addresses illegal discrimination in all types of lending, not just housing related lending.
So that's really the distinction.
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Jim Bedsole, CRCM, CBA, CFSA, CAFP
My posts - my opinions