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#34658 - 09/26/02 12:11 AM Re-Clearing NSF Checks

I'm old and can't remember where to find the language that discusses how many times a Bank can re-clear and NSF check? Help.

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#34659 - 09/26/02 02:37 AM Re: Re-Clearing NSF Checks
JacF Offline

Power Poster
Joined: Nov 2001
Posts: 6,719
I don't know of any regulation that limits the number of times a check can be presented, but the industry standard is two. Of course, one you hit the six month mark, return it stale dated instead of NSF.

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#34660 - 09/26/02 08:54 PM Re: Re-Clearing NSF Checks
Just Jean Offline
Platinum Poster
Joined: Feb 2002
Posts: 582
Don' forget you have the option of using ACH. Re-presented check entries are described in Article Two Section 2.8 of the ACH Rules. It's page OR8. You can re-process a check twice by paper and once by ACH or once by paper and twice by ACH but the maximum is three times according to NACHA Rules.

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