Due to CIP-induced dimentia, I greeted our lenders today with a hearty "Happy HOEPA Day!" I also reminded them that this is the first-year anniversary (paper, how appropriate) of the Consumer Protections in Insurance Sales disclosures. For some reasons, the killjoys didn't want to join in the celebration.

It got me thinking, though. How about a line of special observance greeting cards for noteworthy compliance dates? The possibilities are getting to be endless! Just think! TISA, CC, & E cards for deposit personnel. TILA, RESPA, HMDA, B, ... for lenders. And so other employees wouldn't feel left out, we could have some for the mandatory training topics for all employees - Security, Privacy,...

Yes, I'm w-a-a-a-y overdue for a vacation.