I was informed by another financial institution that HB 386, recently signed by the Govenor, prohibits the financing of credit insurnace on mortgage transactions. Does anyone know if this would include mobile home loans with or without land?

386 basically says that you can't finance credit insurance or sell it to a borrower within 30 days of getting a covered loan unless it's a monthly payment type deal. So it's primarily single-pay insurance they're prohibiting.

And the law also says that it follows Section 32 guidance on types of property covered, so you would look to that. I believe that Section 32 does cover mobile homes, as discussed somewhere up above in these threads.