Can anyone tell me what section of Reg Z addresses the required preliminary disclosures for open ended, non RE secured products? (specifically, overdraft protection accounts which are unsecured)
I know of no "preliminary" disclosure requirements on open-end, non-RE secured products. Unless you are referring to the credit card solicitation rules. But those normally don't apply to a standard overdraft protection product.
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Perhaps 226.5a if you are talking about an OD or other plan that is a line of credit? It could be accessed by a debit or ATM card or exclusively so.
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AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell