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#36958 - 10/14/02 02:31 PM CIP - Foreign Individuals
Anonymous
Unregistered

Our bank has been discussing how to handle verification for non-US persons. We plan on verifying employment or student status but don't yet know how or if we will accept applications for others. How are other institutions planning on handling non-US persons?

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General Discussion
#36959 - 10/14/02 04:17 PM Re: CIP - Foreign Individuals
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 46,762
Bloomington, IN
We are medium sized privately held bank and we do not deal with many Non-US persons. The ones we do deal with are primarily students, but they tend to go with the larger banks, and the ones we do deal with we require a copy of their student ID, Student Visa and Passport. For the non-students Non-US persons we require a copy of their passport, work-visa, green-card etc. We've done this even before CIP.
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The opinions expressed are mine and they are not to be taken as legal advice.

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#36960 - 10/15/02 01:30 PM Re: CIP - Foreign Individuals
SouthoftheBorder Offline
Gold Star
Joined: Feb 2002
Posts: 335
The South
Does anyone have a suggestion as to where I might find samples of "student visa's, green cards, work visa's". etc?

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#36961 - 10/15/02 02:10 PM Re: CIP - Foreign Individuals
Andy_Z Offline
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Andy_Z
Joined: Oct 2000
Posts: 27,485
On the Net
I did a Google search and came up with this site which has info and a not so great image of a Visa. It is B&W but I assume there is actually color on the real ones.

I wonder if the manuals with drivers license examples will be including these or if there are separate manuals with key data and descriptions?
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell

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#36962 - 10/15/02 03:32 PM Re: CIP - Foreign Individuals
BankerMama Offline
Diamond Poster
BankerMama
Joined: Jun 2001
Posts: 1,543
Does anyone know of a source to find out what type of identifications are issued by the different countries? Not referring to these people coming to the US.

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#36963 - 10/15/02 04:18 PM Re: CIP - Foreign Individuals
Anonymous
Unregistered

I am also in St. Louis and my bank has offices close to where alot of Bosnian and other war refugees have settled. I would say 95% of these non US citizens have gotten drivers licenses or state ID cards. If they are going to live here, they know they need these forms of ID in our society. If they are only visiting, they don't open bank accounts.

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#36964 - 10/15/02 04:51 PM Re: CIP - Foreign Individuals
BrendaC Offline
Power Poster
BrendaC
Joined: Sep 2001
Posts: 6,029
Sweet Home AL
You need to determine the citizenship and residency of each individual. One of the way to do that is by documenting the passport. The Passports of the World website is one way to look to see if the passport appears to be legit.
http://passports.slawek.com/
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#36965 - 10/15/02 04:57 PM Re: CIP - Foreign Individuals
Al Miller Offline
Diamond Poster
Al Miller
Joined: Oct 2000
Posts: 2,416
Pleasanton CA USA
Thanks Andy and Brenda for great links. When I went to Andy's link, it was a pleasant surprize to be linked to my Alma Mater, San Jose State University.
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Al Miller, CRCM
Opinions expressed are my own and not necessarily shared by my employer.

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#36966 - 10/15/02 05:16 PM Re: CIP - Foreign Individuals
Anonymous
Unregistered

Thank you for the information. This will help in establishing our CIP.

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#36967 - 10/15/02 05:50 PM Re: CIP - Foreign Individuals
Anonymous
Unregistered

If anyone uses the Drivers License Guide Co. - I.D. Checking Guide, there is a section on Federal Documents which has many of the cards mentioned.

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#36968 - 10/15/02 05:58 PM Re: CIP - Foreign Individuals
SouthoftheBorder Offline
Gold Star
Joined: Feb 2002
Posts: 335
The South
Thank you Andy and Brenda.....wonder where "Kingdom of Heaven" is located.......
(other passports1 section)

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#36969 - 10/15/02 06:30 PM Re: CIP - Foreign Individuals
Andy_Z Offline
10K Club
Andy_Z
Joined: Oct 2000
Posts: 27,485
On the Net
_________________________
AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell

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#36970 - 10/15/02 08:56 PM Re: CIP - Foreign Individuals
Anonymous
Unregistered

Hopefully, they are covered by NAFTA.

At least they sound reputable, not like the Conch Republic or Sealand.

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