We have a NOW account that also offers cash back rewards when you use a debit card for purchases. If the ad generally names the account but does not state "Receive cash back rewards" word for word do we have to state "The Cash back reward is calculated daily and paid annually after July 31st of each year. Minimum balace to receive cash back is $2500. Fees may apply. See account disclosure for more information." Any help on this would be greatly appreciated as I am still relatively new to compliance.

Well I'm going to answer my own question. I found out we do need to diclose both cash back rewards and the APY information for these ads from our compliance review company. Maybe this will help someone else!