I have hit a mind block, and I need your help! I am working on a HMDA reporing flow chart to help the loan processors and officers decide when to complete a HMDA data sheet. The question I have posted on the chart is "Was the loan made in a fiduciary capacity?" Easy enough right? Well the question is going to come up what does that mean. I am having trouble coming up with a SIMPLE explanation to place under the question that the loan processor will understand. HELP!!!!