Skip to content
BOL Conferences Top Gun 23
Thread Options
#414455 - 08/26/05 02:14 PM Must wife sign the mortgage.

I think this may be state specific to Oklahoma but I am not sure. If a couple is married, do they both have to sign the mortgage not matter what kind of real estate? I know is they are purchasing a home then they would both have to sign. What if they are putting up 100 acres of farmland they already own as collateral, would they both have to sign the mortgage? One more, what if they were purchasing 100 acres of farmland, could only the husband sign the mortgage or is the wife required to do so as well.

Return to Top
Lending Compliance
#414456 - 08/26/05 02:19 PM Re: Must wife sign the mortgage.
rlcarey Offline
10K Club
Joined: Jul 2001
Posts: 80,341
Galveston, TX
You are correct - this will be based on the property laws of your State - you might try the OK forum.
The opinions expressed here should not be construed to be those of my employer:

Return to Top
#414457 - 08/26/05 02:20 PM Re: Must wife sign the mortgage.
HRH Okie Banker Offline
Power Poster
Joined: Jan 2003
Posts: 3,070
Yes - The wife must sign the mortgage.

1. What if she homesteads that property?

2. What if you foreclose. You would have to share ownership interest with the wife.
Just working here until I get my letter from Hogwarts.

Return to Top

Moderator:  Andy_Z