I have a couple questions regarding the bankruptcy reform.
1. § 362(c)(3) - If a borrower is a repeat filer, and files bankruptcy, is the lender required to follow through with foreclosure if it is already in process?
2. § 524(i)- Will lenders be required to track and report (to the credit bureaus) separately pre-petition payments and post-petition payments?
3. When receiving partial payments, will the lender be allowed to deposit those partial payments into a “suspense account” until a whole payment is received to apply the payment? Or, will the lender be required to immediately credit the loan with the partial payment?
4. Who is the regulating authority for bankruptcy reform?
Thanks to anyone who can help us.