Hi guys.I need some good advice.I was behind on my mortgage payments and to cover payments I deposit 3 checks from my wife's bank account which had 0 balance. Right now I own
$8000.00 What do you think is any criminal charges for it?
I will pay it back in 2 -3 month.Thanks

Your looking at a felony with a penalty of 5 to 10 years for writing bad checks in most jurisdictions.

In IN you'd probably already be in jail considering the amount.

I strongly suggest you contact yor mortgage holder and get something worked out with them and the bank that you wrote the NSF checks on.

As rlcarey pointed out, in most jurisdictions this is a a felony.

The practice you described is basically a "kite", and check kiting is illegal. If your bank finds out (and they probably will) they will also be required to file a Suspicious Activity Report with the Treasury Department.

As dpersful suggests, you are much better off being upfront with your lender. Lenders are usually much more understanding if a customer comes to them to report a financial setback, and are willing to set up a work-out plan. The fact that you are upfront with a Lender is an indication that you are also willing to work towards a solution.

But once you start playing games, most Lenders will start playing hardball.

If you avoid the slammer, expect to pay some severe bounched check fees.

Is this a trick questions? Are you maybe a regulator, attorney?