Financial Code Section 4000 (3) "Consumer credit agreement" means any written instrument providing for an extension of unsecured open-end credit for personal, family, or household purposes, that governs the relationship between a supervised financial organization and one or more consumers"
The way I understand this section is installment loans are not covered. Typically installment loans are closed end loans. This section only covers open-end credit as defined by Reg Z.
Tina A Sweet-Williams
AVP Special Assets