Just for clarification....there is no such thing as a CRA LAR. For CRA you submit an LR and for HMDA you submit an LAR.
You can record all the loans on your CRA LR that you wish to, but for the actual submission, only type 1 and 2 loans will be submitted, which means you're wasting time entering type 3 loans (secured with residential collateral that is not multifamily). If your CRA officer wants these tracked (I track everything) go for it. If you are doing a great deal of hand entry, and don't need the type 3 deals during exam, don't bother.
Dawn Coursey VP/CRA Queen
CRA Rating is in...Oh who cares...I'm home with the baby.