Does anyone know what the fines/penalties would be if we were a national bank that allowed a raffle to occur in one of our branches (i.e. if we accepted something in return for someone to enter a drawing)? I think it is a misdemeanor that may also have a $10,000 fine attached, but I am not sure and I am trying to drive the point home on why we cannot do this sort of thing in our lobby even if it is a good cause for a non-profit.

This would be covered by state lottery/ gambling laws

Even though we are a National Bank that has to abide by 12 USC 25a that says we cannot do this in our lobbies? (reason I ask is that the State law here - Calif - would have allowed what we had wanted to do, but it's this other national bank rule that won't)

12USC 25a prohibits a national bank from partcipating or allowing anyone to conduct a lottery on bank premises. This would supercede any state laws. I have not seen the fines in regards to this prohibition.