Contact counsel. To repossess/foreclose or pursue any judicial action you need someone who understands what you want and what is possible with SCRA protections in place. The SM is not entitled to not pay at all nor to dispose of collateral.
You have rights, but with SCRA protections you have one arm tied behind your back. You need to get to the bottom of this. Your customer may be unaware of what is happening. So communication is important too.
My opinions are not necessarily my employers.
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell