We still offer automated check verification - the check # and amount (dollars and cents) must be entered. The system will only indicate if there are or are not sufficient funds at the present time.
I'm not sure how to make an automated system completely "Pretext-Proof", so again it's a balancing act between complete privacy and protection for the customer vs. convenience for the customer.
I hesitate to pull the plug on the automated verification. Taken to the fullest, paranoia over Pretext Calling could spell the end of consumer ability to use checks to pay for products or services. I, for one, choose not to use a Debit Card because I don't want the funds to be immediately sucked out of my account. Plus - it's too darn easy to lose track of how much I've spent!