You may have a mix of ยงยง226.9 and 230.5 for a credit and a deposit product, change notices. This may depend on how your products work.
While I believe you can cancel the open-end credit, I don't think you can force them into bounce protection by default.
_________________________
AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell