As Bonnie pointed out there is a lot of confusion and dissension in the compliance world today on temporary financing due to a bulletin put out by the FDIC KC Regional Office and a new Q&A by the FFIEC.
IMO you have a temporary loan - and at this time I have the backing of the FDIC Chicago Regional office via their SCANS bulletin CHIRO-07-2002 and my district examiner.
My advice is to contact your regional examiner and report, or not report, per their advice.
Until an official communication is produced by the Board defining temporary financing there will no longer be any "consensual" agreement on what constitutes temporary financing.
The opinions expressed are mine and they are not to be taken as legal advice.