Here's an odd one. Purchase of MH's, secured by the MH's being purchased, no dirt, borrower is a used MH dealer.
According to HMDA, this is a reportable purchase of manufactured housing, not owner occupied, UNLESS it will meet the temporary financing exemption. Our primary repayment source is sale of the MH's in question - but in light of the recent "temporary financing" debaucle - I'm a bit stumped as to what to do with this.
Intent would put them as CRA reportable small business loans, but the letter of the reg seems to imply that they should be HMDA?