If you have included the following model disclosure in the bank's Availability Disclosure, you can place the hold, but your notification requirements are no different than if the check was deposited.
Model Clauses
C-6--Holds on Other Funds (Check Cashing)
If we cash a check for you that is drawn on another bank, we may withhold the availability of a corresponding amount of funds that are already in your account. Those funds will be available at the time funds from the check we cashed would have been available if you had deposited it.
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