OK, I know it is a while away, but IRAs are so technical and our employee's knowledge on them are limited so I am trying to research ahead of time. I learned yesterday that IRAs will be having many changes to them effective Jan. 1 including but not limited to brochures, forms, distributions, amendments to current customers, etc. I need to know where to find the specifics on what is changing and what we need to identify for changes. Does anyone know where to look or know exactly what is changing? thanks for your help