Reg DD only seems to address mandates for the initial disclosures for terms and conditions (fees). Is it required that a depositor receive a written notice of an NSF or, in the case of overdraft protection, that the interest has started accruing when an NSF check is paid ? My bank would like to stop mailing notices for each occurrence and save perhaps $4,000 per month. Our contract with the depositor doesn't address correspondence. Thanks for any thoughts provided !
Societies that do not find work in and of itself "pleasing to God and requisite to Man," tend to be highly corrupt.