Take it easy, Leslie. Some days I feel like I've been in banking that long, but Al's been around longer. :-)
e-Compliance was truly a novelty in Q2 1996. About half the attendees were still trying to figure out how to get Internet access, and the other half (minus Andy, of course) were trying to learn how to use it. Only a few hundred banks had websites, but we all saw where it was headed. Who could have guessed the variety of online violations that would pop up in the ensuing 5 years! We were hearing that the e-Regs were right around the corner--SOME things haven't changed.