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#581367 - 07/10/06 02:10 PM Employee credit card statements
Patriot Offline
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Joined: Oct 2005
Posts: 257
Should I be concerned if I see that one my direct reports has begun receiving their personal credit card statements mailed to them here at work rather than home? My instincts tell me this may be a sign of problems, and could indicate the person is trying to hide spending from a spouse. We have a policy requiring our personal financial affairs be handled responsibly.

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Human Resources
#581368 - 07/10/06 04:52 PM Re: Employee credit card statements
ChicagoGuy Offline
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Joined: Nov 2003
Posts: 1,575
Chicago, IL
Your instincts could be right. Or they could be wrong too. I know that public opinion would probably agree with your instincts, but what if this person purchased a gift for their spouse and wanted to keep it a secret for some reason? You just don't know that. You don't have enough information to know. I think it's more important if your bank has a policy for receiving personal mail at the bank, it should be followed. Or if not, maybe a policy should be created.

There is nothing wrong with asking the employee about this either.

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#581369 - 07/10/06 06:16 PM Re: Employee credit card statements
MadisonCali Offline
Power Poster
Joined: Jun 2006
Posts: 2,515
I had a conversation once with an employee about a similar situation.
Turned out that she was trying to get plans in order to leave an abusive relationship; to get things available so that when she was financially more independant, she could leave.
I was able to put her in contact with some support groups that could help, and she is now happily beginning her life again, on her own.
A simple conversation, held in private, shed a lot of light on the situation.
The beatings will continue until morale improves...

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#581370 - 07/11/06 01:19 AM Re: Employee credit card statements
Kathleen O. Blanchard Offline

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Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,292
I never did this but I have worked with many people over the years who have their bills sent to their work address. It is where they spend most of their time.
Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
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#581371 - 07/11/06 11:58 AM Re: Employee credit card statements
Elwood P. Dowd Offline
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Elwood P. Dowd
Joined: Aug 2001
Posts: 21,939
Next to Harvey
I don't see a red flag and agree with Chicago Guy, the issue is whether it is appropriate to have personal correspondence delivered to the bank. Asking the employee "why" is the equivalent of asking what their personal phone calls are about.

In both cases, your emphasis should be on the fact that this is their workplace, not their home. If they don't want their mail to go to their home they can rent a P.O. box.
In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.

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#581372 - 07/11/06 03:14 PM Re: Employee credit card statements
Suwannee Offline
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Joined: Jun 2002
Posts: 641
Having personal mail delivered to work sometimes slows down delivery of work items. If everyone had their personal mail delivered to their workplace, employers would have to hire more mailroom people. In addition, people that have bills delivered to their work place tend to pay their bills on company time. It is very annoying to be diligently working only to glance over and see a fellow employee writing checks to pay their personal bills. AND, guess who generally pays the postage for those personal bills?
When you lose, don't lose the lesson.

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#581373 - 07/12/06 12:33 PM Re: Employee credit card statements
HappyGilmore Offline
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Joined: Jun 2004
Posts: 19,605
Pulling people out of the ditc...
of course, I'll put a different spin on it. I have a bank issued credit card, yet I also have a personal card that I use only for business purposes. I do this as it is a rewards card. I have the bill sent to my office, and I file for reimbursement...OMG...on company time. Since the card is used only for business purposes, it is easy to track expenditures. The bank is not overly happy that I use my card instead of theirs, but my personal limit is also higher than the limit on the bank issued card, and that has saved me more than once when traveling extensively.
Providing alternative truths since the invention of time

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#581374 - 08/24/06 07:26 PM Re: Employee credit card statements
I Wear Many Hats Offline
Platinum Poster
I Wear Many Hats
Joined: Mar 2001
Posts: 591
the beautiful state of ME
Our policy does not permit the delivery of mail to the business address (other than the occasional package - particularly if the employee has a PO Box). If you have such a policy it may be worth a conversation with the employee. If they are moving, changing address from street to PO or vice versa, she may just have wanted to make sure she got it rather than it being forwarded which may have taken time and made her payment late....
The paradox of planning is nothing happens....

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