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#589337 - 07/27/06 03:27 PM APY Table
tsmith Offline
Junior Member
tsmith
Joined: Feb 2006
Posts: 40
Alabama
Does anyone know where to get an APR/APY table that would include a rate as low as .25?

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Deposits and Payments
#589338 - 07/27/06 05:08 PM Re: APY Table
RVFlyboy Offline
Power Poster
RVFlyboy
Joined: Oct 2000
Posts: 5,917
Soaring over Georgia
First, APR and APY are calculated according to two entirely different formulas, so I don't think there would be an accurate table encompassing both elements with one calculation. Second, the APY would depend on the frequency of compounding and term of the obligation. If you are looking for an APY (since this was posted in the Deposits forum), the formula for calculation is pretty simple. Or you could use the freely available OCC APY Calculator program which can be downloaded from their website.
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Jim Bedsole, CRCM, CBA, CFSA, CAFP
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#589339 - 07/27/06 06:39 PM Re: APY Table
JustASquirrellTryinToGetANut Offline
Member
Joined: Jun 2006
Posts: 72
For daily compounding rates under 1%: the APY and APR are the same, they don't change until 1% is reached. Check out below.

Rate APY
0.05% 0.05%
0.10% 0.10%
0.15% 0.15%
0.20% 0.20%
0.25% 0.25%
0.30% 0.30%
0.35% 0.35%
0.40% 0.40%
0.45% 0.45%
0.50% 0.50%
0.55% 0.55%
0.60% 0.60%
0.65% 0.65%
0.70% 0.70%
0.75% 0.75%
0.80% 0.80%
0.85% 0.85%
0.90% 0.90%
0.95% 0.95%
1.00% 1.01%
1.04% 1.05%
1.09% 1.10%
1.14% 1.15%
1.19% 1.20%
1.24% 1.25%
1.29% 1.30%
1.34% 1.35%
1.39% 1.40%
1.44% 1.45%
1.49% 1.50%
1.54% 1.55%
1.59% 1.60%
1.64% 1.65%
1.69% 1.70%
1.73% 1.75%
1.78% 1.80%
1.83% 1.85%
1.88% 1.90%
1.93% 1.95%
1.98% 2.00%
2.03% 2.05%
2.08% 2.10%
2.13% 2.15%
2.18% 2.20%
2.23% 2.25%
2.27% 2.30%
2.32% 2.35%
2.37% 2.40%
2.42% 2.45%
2.47% 2.50%
2.52% 2.55%
2.57% 2.60%
2.62% 2.65%
2.66% 2.70%
2.71% 2.75%
2.76% 2.80%
2.81% 2.85%
2.86% 2.90%
2.91% 2.95%
2.96% 3.00%
3.00% 3.05%
3.05% 3.10%
3.10% 3.15%
3.15% 3.20%
3.20% 3.25%
3.25% 3.30%
3.30% 3.35%
3.34% 3.40%
3.39% 3.45%
3.44% 3.50%
3.49% 3.55%
3.54% 3.60%
3.59% 3.66%
3.63% 3.70%
3.68% 3.75%
3.73% 3.80%
3.78% 3.85%
3.83% 3.90%
3.87% 3.95%
3.92% 4.00%
3.97% 4.05%
4.02% 4.10%
4.07% 4.15%
4.11% 4.20%
4.16% 4.25%
4.21% 4.30%
4.26% 4.35%
4.31% 4.40%
4.35% 4.45%
4.40% 4.50%
4.45% 4.55%
4.50% 4.60%
4.55% 4.65%
4.59% 4.70%
4.64% 4.75%
4.69% 4.80%
4.74% 4.85%
4.78% 4.90%
4.83% 4.95%
4.88% 5.00%
4.93% 5.05%
4.97% 5.10%
5.02% 5.15%
5.07% 5.20%
5.12% 5.25%
5.16% 5.30%
5.21% 5.35%
5.26% 5.40%
5.31% 5.45%
5.35% 5.50%
5.40% 5.55%
5.45% 5.60%
5.50% 5.65%
5.54% 5.70%
5.59% 5.75%
5.64% 5.80%
5.69% 5.85%
5.73% 5.90%
5.78% 5.95%
5.83% 6.00%

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#589340 - 07/27/06 09:42 PM Re: APY Table
tsmith Offline
Junior Member
tsmith
Joined: Feb 2006
Posts: 40
Alabama
Thanks for all the information!

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