David, not that I disagree, but do you think that a pre-approval fee is the equivalent of an application fee as defined in Reg Z? You can separate different loan programs, i.e., auto loans verses mortgage loans, but do you really think that would extend to a preapproval fee on a mortgage loan when I am not charged the fee unless I wanted a preapproval?
Just curious as to your thoughts....
I personally have never heard of a fee specifically for this before.
The opinions expressed here should not be construed to be those of my employer: PPDocs.com