I would like to open this issue again. My bank is considering allowing existing customers to sign up for online banking using a quick enroll system. The customer would enter their social security number, account number, first name, last name, city, zip, DATE of BIRTH, and mother's maiden name. As long as the information the customer entered matches the information we have on record, our system would automatically allow the customer access to their account. Our system will allow the customer to enter the userID and password that they want, plus has a check box that says they agree to the terms and conditions of our online banking. I am concerned about customer verification for regulatory and safety and soundness. Does anyone else have a problem with this.