update to my post: I have spoke with several of my own escrow officers and they smell fish also. If the realtor gets paid full commission then POC's part of that back to Seller, then realtor is paying taxes on full amount as income. If seller contracted with listing agent for less commission then why not have that in the sales contract ? Is the closing Corp. deed holder and true seller of the property ? If not the real seller, then you have a third party kick back scenario, and not legal under RESPA.
Title Topics is the owner of National Title and closing service and Is not offering legal advice.