At my current bank, yes we make copies of ID for CIP purposes for new accounts. On the loan side, we document the information when we are closing the loan. We are a small community bank and 'know' most of our customers however our board wanted a conservative approach and so it's in our procedures. My previous bank was much, much larger and we did not make copies of ID. Each new account person recorded the information including expiration date, and the information was entered into our database.
Work less, play more.....why not????