We are in a small town in the South. In this area it is common for communities and churches to have fund raisers/collect donations or "love offerings" for families in time of need. Normally donations help with medical expenses or funeral expenses. I read something fairly recently about establishing this type account but I can't remember where I read it or what I read! It is too late for my brain to work. Anyone willing to share their thoughts on this type of account? Thanks

Here's an article that is the most comprehensive resource I know of on the subject.

Thanks Ken. That's it!!