Under Reg DD, bonuses do not include waiver of fees or absorption of expenses for "banking-related services".

What is the definition of "banking related services"? In today's banking, would this include:

free insurance services such as lost key protection, auto or other insurance services?
discounts on seminars or tours for a club account?
free credit reports?
If you keep living straight from the heart, you will know when to stop and to start.