Lately, I have heard lots of talk about Banks doing annual re-verifications of bondability and background checks on employees. Our Bank does this during the new hire process and is now considering the cost/benefit of doing this annually on all employees. Does anyone have a process in place to do this? If so, are you reviewing all employees every year or just doing some sort of cut-off (for instance any employee who has been employed less than two years). Would this turn up information on existing employees that you wouldn't hear about otherwise?