I don't believe it infers any guaranty of a loan and that is where my worries would lay.
That said, I share your hesitation if the results will seem to have targeted those "hard core" delinquents and approval rates will be dismal. This promotes ill feelings.
Often, if you can't do one type of loan a counteroffer is possible. In these applications that is generally not the case because you don't want to be added to the list of folks the trustee will tell to "beat it".
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Andy Zavoina
Opinions stated are not necessarily that of my employer.