Why you are taking it away? Is this a courtesy ODP, or a line of credit the customer had to apply for through your bank's credit process? If this is a courtesy ODP, and your decision is based solely to your own experience with the customer, then your initial disclosures should already address this and should be adequate. If, on the other hand, you are basing your decision on 3rd party information, such as a credit bureau report, then some kind of notice would be required. Whether it is the FCRA notice and/or the Reg B notice would depend on whether this is a credit product or a courtesy overdraft program.
BC
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Being kind is more important than being important.