CAUTION! A list prepared by someone else, even a regulator, is simply a starting point. Before you can use this list you will probably need to apply the "duck test." After translating your bank's name for each fee, compare it with the list. Fees can be called lots of different names, so you need to review the nature of your fees and categorize them in the manner required by Reg. Z. If it walks like a FC and quacks like a FC, it doesn't matter what your lender's call it--it's a FC!
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...gone fishing.
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