The monetary instrument records are only those we keep under the BSA $3000 rule. That change has significantly reduced as search efforts in that area. If you don't keep your safe deposit box records on an electronic system, I don't think you have to check them at all.
FAQ: (8) safe deposit box records to determine whether a named subject maintains or maintained, or has or had authorized access to, a safe deposit box, but only if such safe deposit box records are searchable electronically.
Your search of the records described above need only encompass current accounts and accounts maintained by a named subject during the preceding twelve (12) months, and transactions not linked to an account conducted by a named subject during the preceding six (6) months. Any record described above that is not maintained in electronic form need only be searched if it is required to be kept under federal law or regulation
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