In reading the instructions, it seemed to me that the only time a lender would be using this form is as supporting documentation when requesting a LOMA, possibly during new construction when obtaining the flood determination. Certainly, the borrower needs it to obtain flood insurance. Am I reading this correctly?
Also, in regards to the question of who is authorized to complete the form, at the bottom the "Surveyor, Engineer or Architect" has to certify the form. False statements are punishible by fine or imprisonment.
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"No problem can withstand the assault of sustained thinking." ~ Voltaire
"Sustained thinking gives me a headache." ~Me