Well the investor was very specific about it being a limit on the top interest rate that could be charged on a loan - even referred to it as a high cost loan limit, and also referenced a points & fees max. But I've not seen anything that indicates that VT ever passed such legislation. I'm wondering if it's an investor standard and not a state statute......
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I disbelieved what he was saying so hard, I probably created an alternate universe where it wasn't true.