I have a line of credit that was just approved to a county to supplement cash flow until taxes are collected in December.
The county has 4 different tracts, 2 are moderate-income and the other 2 are middle-income distressed. The county is very rural and they have had trouble keeping basic services such as hospitals, school, police, fire up and running.
I am certainly going for CD credit on this one. I think this one will be an easy sell as I have lots of documentation on the county's woes. If I didn't have this information, I'm not so sure it would go over well.
Like Kaybee said, documentation is key to proving your case. If you can get that you might as well give it a shot!