If I am refinancing a loan with my home and purchasing a piece of land somewhere else, is this HMDA reportable? If not or so, how do you determine this? Am I going by the home I am using the collateral on or the "land" that I am purchasing?
Thanks a bunch!

Sounds like it meets the definition of refinancing (replacing a loan where both the old and new loans are secured by a dwelling). Collateral rules in this definition. Refer to §203.2(k)(2).