Hi guys!

My bank discloses a minimum and maximum interest rate on our HELOCs, I was unaware that we are supposed to disclose an example of the minimum payment at the maximum interest rate based on a $10,000 balance, so we didn't do it. We've only done one HELOC in the past year and a half (business is booming)so are there any APR ramifications for not disclosing?

We gave an example at a 9% interest rate, so should we make that the maximum interest rate for this one loan?

Thank you, any help will be appreciated.
The higher up the monkey climbs, the more you see of it's behind.