Hi guys!

My bank discloses a minimum and maximum interest rate on our HELOCs, I was unaware that we are supposed to disclose an example of the minimum payment at the maximum interest rate based on a $10,000 balance, so we didn't do it. We've only done one HELOC in the past year and a half (business is booming)so are there any APR ramifications for not disclosing?

We gave an example at a 9% interest rate, so should we make that the maximum interest rate for this one loan?

Thank you, any help will be appreciated.