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#897868 - 02/01/08 03:12 AM Direct Mailings
StillLearning Offline
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Joined: Feb 2008
Posts: 3
Our marketing department wants to create direct mailing lists to send loan solicitations. Their idea is to take an internal list, send it to a third party to collect household information, and use that information to solicit for a particluar loan product. In this situation, they are not collecting information that identifies credit-worthiness of the recipients.

Does FCRA and the firm offer of credit apply?

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Marketing
#897920 - 02/01/08 01:16 PM Re: Direct Mailings StillLearning
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 78,596
Galveston, TX
What household information?
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#897927 - 02/01/08 01:36 PM Re: Direct Mailings rlcarey
StillLearning Offline
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Joined: Feb 2008
Posts: 3
They want to know if a student (over the age of 18) lives at the address.

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#897930 - 02/01/08 01:38 PM Re: Direct Mailings StillLearning
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 78,596
Galveston, TX
I would say no under that scenerio.
_________________________
The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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