Remote Deposit Capture is a young service for my institution as well. We have set a profile requirement for our existing customer base, where we will review the last quarter of activity, statements and payments to ensure the customer is an appropriate match for the service.
When we open this service to new customers we will require 6 months of bank statements, financials and business documents.
We’ve found this information has been key in compiling the deposit velocity settings as well as getting a good overview for the customer in general. I hope you’ve found this information helpful.
Electronic Banking Specialist
The Citizens National Bank
(860) 928-7921 ext. 157