The bank's third party investment broker is insisting that a joint advertisement have the Not, Not, May wording in a bold box. Is this a regulatory requirement? I've not been able to find it on my own.

The disclosures do not need to be in a box. However, you must segregate the investment products from the bank (FDIC insured) products. Maybe that's what the broker is referring to?

Where can I find some guidance on establishing an Investments group within a branch structure, including setting up a referral program, what CSR's within the branch are and are not allowed to say regarding Investment products, etc? Thanks.

Oviedo Boy, whether you are regulated by the OCC or not, this publication will answer most of your questions.

http://www.occ.treas.gov/handbook/rnis1.pdf

Thanks!

Scout -

You might check and make sure you are not contractually required to do whatever your brokerage firm requests. We must submit all marketing materials to our broker-dealer and basically do whatever they ask.

If we don't, it can be named in an audit by the brokerage firm as non-compliance which is sent to our Board of Directors and is a violation of our contract with the brokerage.