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#979262 - 06/20/08 07:27 PM CTR question
AuditorK Offline
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Joined: Feb 2003
Posts: 962
PA
Mr. Smith comes into the bank and deposits $15,000 in cash into his joint account with Mrs. Smith. I know I should complete two Section A's - one for Mr. and one for Mrs., but what about Section B. Do I check "Conducted on own behalf" even though it wasn't both Mr. and Mrs. that actually made the deposit? Or do I complete Section B with Mr. Smith's information since he was the one that made the deposit?

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#979276 - 06/20/08 07:33 PM Re: CTR question AuditorK
John Burnett Offline
10K Club
John Burnett
Joined: Oct 2000
Posts: 39,557
Cape Cod
Put Mr. Smith in Section A on the front of the form, and Mrs. Smith in Section A on the reverse.

Check "conducted on own behalf" in Section B on the front of the form. That indicates that Mr. Smith conducted the transaction. Don't list his information a second time.
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John S. Burnett
BankersOnline.com
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#979287 - 06/20/08 07:38 PM Re: CTR question John Burnett
AuditorK Offline
Platinum Poster
Joined: Feb 2003
Posts: 962
PA
Thank you John!

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