I just found out that unbeknowngst to me, a processor already put the account on escrow, because her "boss told her to". The boss doesn;t realize that the borrower is reaffirming the debt with us.
Now that it has been done, they want to wait until the BK is discharged, then take it off accrual.
This is a mess. Months from now, we will have to take it off non-accrual, re-figure all the accrued interest and re-apply it to the loan.
We have examiners coming in a couple weeks. Is this something they will criticize us for, or should I just not worry about it and we'll have to deal with it later?